The "B" word

That would be budget. Or, as the Ol Man likes to say, "The Spending Plan". I found this website (www.mint.com) that you plug in all your info and it shows you where you are spending your money, or overspending on your budget - automatically! It takes a little time to get all the information input into the program, but once you do, it gets the updates from your bank, loans, investments, etc. Like, I had no idea we had spent $1,055 on the freekin pets since January! You can compare your spending habits to people in your state or major cities. You can input your house, cars, jewelry, art, etc., and it will calculate your net worth. It also has links to ways you can save money. Since I'm so frugal, I like to know where every penny goes, and this sure beats the old paper and pencil, or even my Excel spreadsheet, for that matter! It's pretty cool...you might want to check it out.